Meet Vallant Financial, Inc.

New Name. Shared Purpose.

Pinnacle Bank is proud to announce the completion of our merger with Morris Bank, bringing both institutions together under our new holding company, Vallant Financial—formerly Pinnacle Financial Corporation. As Vallant Bank, we will continue operating as Pinnacle Bank and Morris Bank in our respective markets until a full rebrand is completed later in 2026.

This milestone marks an exciting new chapter, uniting our teams and strengthening our shared commitment to delivering trusted, relationship-driven service to the communities we serve.

 

Wed. April 1, 2026 – Vallant Financial Completes Merger

Merger Timeline

November 20, 2025

Pinnacle Financial Corporation announced a merger with Morris State Bancshares.

January 5, 2026

Pinnacle Financial Corporation changed the name of its holding company to Vallant Financial, Inc.

April 1, 2026

Vallant Financial, Inc. (OTCQX: VLNT) merged with Morris State Bancshares on Wed., April 1. Also on this date, Pinnacle Bank and Morris Bank completed the legal merger to Vallant Bank.

April 2, 2026

Vallant Financial, Inc. (OTCQX: VLNT) is now trading on the OTCQX Best Market. Financial disclosures and real-time quotes are available at otcmarkets.com.

June 15, 2026

Pinnacle Bank & Morris Bank open as Vallant Bank, completing the merger of two community banks.

January 7, 2026 - Pinnacle Financial Changes to Vallant Financial

November 20, 2025 - Merger Announcement

Pinnacle Bank is excited to announce our partnership with Morris Bank, joining forces to provide even greater value to our customers and communities. This alliance reflects our shared commitment to personalized relationships, exceptional experiences, innovation and leadership. Please see the press release below for details on how we’re truly stronger together—serving with one standard and one purpose.

Board of Directors

L. Jackson McConnell, Jr., ChairmanChairman & CEO of  Vallant Financial, Inc. & Executive Chairman of Vallant Bank, Elberton, GA.

Rafy Bassali – Entrepreneur, Augusta, GA.

Danielle Benson – Candid Construction Services, Athens, GA.

Leonard Blount – Owner, Blount Property Group, LLC, Statesboro, GA.

Ron Bracewell – Bates, Carter & Co., LLP, Gainesville, GA.

Mark Byrd – Owner, Houston Lake Country Club, Perry, GA.

J. Bent Gay, Jr. – President, Gayco Healthcare, Dublin, GA.

Greg T. Herring – Herring Properties, Covington, GA.

Jonathan Holmes – Mighty 8th Media, Buford, GA.

Michael Maffett – President, Curry-Maffett Insurance, Dublin, GA.

Connie M. Melear – R. W. Allen, LLC, Augusta, GA.

Roger W. Miller – EVP, Vallant Bank, Dublin, GA.

Spencer N. Mullis – Director of Community Banking, Vallant Financial, Inc., & President, Vallant Bank, Dublin, GA.

Jeff Pope – President, Pope Construction Company, Statesboro, GA.

Robert J. Walker, Jr. – Business Owner, Dublin, GA.

David VoylesPresident of Vallant Financial, Inc., & CEO of Vallant Bank, Elberton, GA.

William McDermott – McDermott Financial Solutions, Norcross, GA.

L. Jackson McConnell, Jr.

Chairman & CEO of Vallant Financial, Inc.
Executive Chairman of Vallant Bank

David Voyles

President of Vallant Financial, Inc.
CEO of Vallant Bank

Spence Mullis

Director of Community Banking, Vallant Financial, Inc.
President of Vallant Bank

Shannon Fortson

Chief Credit Officer, Vallant Bank

Scott Wilson

EVP-CFO of Vallant Financial, Inc. and Vallant Bank

Chris Bond

EVP-Chief Accounting Officer, Vallant Financial, Inc. and Vallant Bank

Ashlee Torpy

Chief Risk Officer, Vallant Bank

Shares Inquiry

Shareholders interested in trading shares of Vallant common stock are encouraged to contact JWTT Inc., which will serve as a market maker for the shares. JWTT may be contacted by phone at 971-323-0300 or by email.

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Shareholders IRS Form 8937

Below, please find the instructions and IRS Form 8937 for your use. As a shareholder, you need to file this form when Pinnacle Financial Corporation takes an action affecting the basis of shareholders.